The article provides an in-depth interview with Mary Ann Azevedo of TechCrunch, where she discusses various topics related to fintech and payment systems. Some of the key points mentioned are:
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DLocal (formerly known as dLocal) is a payment technology company that has been expanding globally. The company allows merchants to accept payments from various regions, including those with limited payment infrastructure.
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Pix in Brazil is a real-time payment system introduced by the country’s central bank. It has gained significant traction and popularity among both consumers and businesses due to its convenience and speed.
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UPI (United Payments Interface) in India is another successful digital payment initiative that allows users to transfer money between bank accounts using a Virtual Payment Address (VPA).
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AI in payments: The article mentions that the use of AI in fintech, particularly in payment systems, has been increasing rapidly. Companies like DLocal are exploring the possibilities of AI and its potential applications.
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Expansion plans: In the interview, DLocal’s founder, Diego Lendas, mentions that the company will continue to expand geographically, but at a slower pace. They will focus on challenging markets and won’t enter well-served markets like the US or Europe.
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Product development: The article doesn’t specifically mention any new product developments from DLocal, but it does mention their interest in exploring AI technologies.
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Regulations and compliance: In response to allegations of fraud, the company conducted an external investigation and found no basis for the claims.
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Fintech trends: Lendas shares his views on the fintech space, stating that the exciting developments are happening in emerging markets, not in developed ones.
Overall, the article provides insights into DLocal’s expansion plans, product development, and regulatory compliance, as well as its founder’s perspective on the evolving fintech landscape.
